Buying a car means getting insurance too, so many first timers as well as veterans trying to figure which is the best insurance company that gives them the best insurance coverage and easy claims. Let's us ask the main question, why is it compulsory to take motor car insurance? It is to PROTECT your vehicle as well as to COVER expenses when there is accident or theft. Easy enough. However, unlike life or health insurance all motor car insurance has the same policy and price. There is no such thing as cheap car insurance.